Broker Check

Our Approach

Live Life. Worry Less. Managing Your Financial Future since 1988. 

More than a tagline. Encompassing the many facets of sound, comprehensive financial planning, our knowledgeable and experienced team of advisors strives to create a relationship with our clients that lessens the day-to-day stress of financial worries and planning, allowing clients to spend more time on what matters most to them: family, friends, hobbies, travel, volunteering, and their other interests. While we can’t stop the 24-hour news cycle, we try to do our part so you can live life and worry less.

Our Commitment to You as Your Financial Advisors 

Initially: 

  • Assist in developing and prioritizing realistic financial goals by conducting an in-depth analysis of your current financial status as it pertains to your income and investments, insurance planning, and estate planning.

On a continuing basis:

  • Meet to review the initial financial goals on a periodic basis to determine if any modifications in the implemented strategy need to be considered in light of changes to personal and/or environmental circumstances. 
  • Analyze and interpret current economic events to determine their impact on the investment strategy being utilized; discuss any changes suggested by the advisor. 
  • With regard to taxation, confirm that all possible strategies are considered in minimizing the payment of income and death taxes, if applicable, and adjust as necessary to changing events and/or tax laws. 
  • Confirm no changes are necessary in coverage relating to all insurance matters, including life, disability, and long-term care protection. 
  • Confirm that cash flow needs are being met and review where it is most advantageous to generate the needed income; consider if distributions should be taken for tax considerations. 
  • Review current company benefits, if applicable, to ensure benefits properly coordinate with the overall financial goals and current investment strategy; coordinate strategies around company benefits, if necessary. 
  • Review the current allocation of the investment strategy to confirm it meets current risk tolerance.
  • Review current estate plan and beneficiary designations to ensure no changes are required. 
  • Communicate ongoing educational information utilizing e-mail and social media along with quarterly newsletter (to supplement in-person meetings and phone conversations).  

Experience Counts 

  • Combined 65+ years of industry experience
  • Designations include: JD (law degree), MBA, CFP®, ChFC, CLU
  • 100+ combined hours of ongoing continuing education and training annually
  • $250+ million AUM (assets under management)